Hiring a licensed and insured contractor isn’t just a line to get you to hire us, it can save you a lot of money in insurance. Let’s take a look at a situation we’ve dealt with in the past.
A family had a relative who was a “handyman” come out and do their roof. He couldn’t finish it all at once, so he covered the unfinished part with a tarp - weighed down with bricks. Heavy rains came through. The bricks didn’t hold the tarp down and water came through - in a major way! The roof was damaged and the ceilings inside collapsed! The home was flooded. There was catastrophic damage to the home and their belongings.
The family called their insurance and the first question they asked was if the contractor was licensed and insured. It turned out that he wasn’t because was was just a handy relative. Insurance will not cover the damage!
Now - if this was done by a licensed and insured professional, their liability insurance would have to cover the damage - not yours.
On top of that, a professional will not use bricks to tarp off your roof. They will use industry standard techniques, proven to protect your roof in bad weather! It’s likely that this entire situation would have been avoided.
The last thing I want to say is that it’s understandable to want to save money and it seems easy if you know somebody who is “handy,” but I will tell you it’s a risk that isn’t worth taking with your home and your money.
Saving some money today might cost you everything - your home or your savings or both.
I’m not asking you to only consider hiring Zischke Builders, please, no matter what, hire a licensed and insured professional and ask to see that it’s up to date. Protect what you’ve earned!
