Chances are this guy doesn’t have insurance… probably isn’t licensed either. I see posts in community FB posts all the time advertising the services of unlicensed handymen. I have no problem with somebody trying to earn a living, but homeowners should know they can get burned using unlicensed and uninsured labor.

For one, there is the liability of a person working on your home being hurt on the job. Their insurance is there to protect YOU from paying their medical bills.

Second and less known - Your own insurance won’t cover you for damage caused by poorly done work by unlicensed labor. Not long ago, we came to a home where the owner paid an unlicensed “contractor” to fix her roof, only to have it done poorly. The rains came and the roof leaked so bad it destroyed the walls and floors of most of her home. Insurance wouldn’t cover it because it was the result of unlicensed labor.

Please don’t put yourself, your home or your finances at risk - hire liscence and insured professionals!